Cadillac Tax Delayed Until 2020

As an early holiday gift to many employers, today Congress passed important legislation regarding the so-called "Cadillac tax" that was originally scheduled to go into effect in 2018. Under... Read More

Year End Housekeeping Reminders for Qualified Retirement Plans

The end of the year is a great time to look at your company's qualified retirement plan and review plan operations, documents, bonding, and start pulling together a file for annual plan testing... Read More

IPS Advisors Launches Individual Health Coverage Web Portal

Dallas, Texas, November 19, 2015 -- IPS Advisors, an independent brokerage and benefits consulting firm, is pleased to announce the availability of a new online portal for clients needing to shop for... Read More

Elimination Of Health Plan Auto-Enrollment Requirement

The Bipartisan Budget Act of 2015, signed by President Obama on Monday, includes a provision that repeals the Affordable Care Act ("ACA") auto-enrollment requirement that would have otherwise... Read More

401(k) Contribution Limit Remains Unchanged at $18,000 for 2016

On October 21, 2015, the IRS released IR-2015-118 which announced cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2016. In general,... Read More

New Legislation Changes Affordable Care Act Definition of Small Employer

On October 7, President Obama signed the Protecting Affordable Coverage for Employees Act ("PACE Act").  Although this legislation has not received a great deal of attention, it is likely... Read More

REMINDER - Transitional Reinsurance Due November 15, 2015

Under the Affordable Care Act, group health plans must pay an annual fee to fund the Transitional Reinsurance Program ("Program"), designed to help stabilize premiums in the individual health... Read More

Healthcare Reform Update Final Forms Released - 2015 Forms 1094-B, 1095-B, 1094-C, and 1095-C

The Internal Revenue Service (IRS) has released finalized forms and instructions for 2015 to help employers prepare for compliance with the new information reporting provisions under the Affordable... Read More

Final Preventive Care Regulations Clarify Many Outstanding Questions

The Departments of Labor, Health and Human Services and Treasury (collectively the "Agencies") have issued final regulations regarding the requirement that non-grandfathered health plans cover... Read More

Commuter Benefits in the State of New York

Effective January 1, 2016, under a new local law in New York City most employers with 20 or more full-time employees (employees who work an average of 30 hours or more per week for... Read More